Key Man Insurance

Key man insurance policies are designed to protect businesses from the financial impact of losing critical employees through death or illness. Companies can take them out as life-only insurance policies or have critical illness included in the key man policy.

Businesses will also receive protection in the case of losses incurred from the unexpected departure of a key income generator.


The benefits of a key man Insurance policy include:

  • A tax-free lump sum paid to the company in the event of a claim

  • The company owns key man policies 

  • Key man insurance can offset new recruitment costs and significant revenue losses

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